Life Comes First
Don’t settle for what others have, or what someone recommends. Get expert advice on the Life Insurance you actually need.
Your living, love, and life situation should match with a policy that covers what you need protected.
Get insurance cover across NZ providers:
Life's a beach until...
...it doesn’t go to plan and when it something happens, the last thing you want to worry about is money.
Many Kiwis put off life insurance because it feels complicated or expensive, leaving families vulnerable when the worst appears.
Fill out the form and we can work on reviewing your insurance and getting quotes for the cover you really need.
Simple, flexible, and built for how Kiwis really live.
"Very helpful team, my advisor was awesome and accommodated mine and my partners needs. Recommended to my friend who also found them great."
How We Help
How We Help
Clients Feedback
Testimonials from some of our happy clients.
"Thanks so much for taking the time & explaining the ins & outs. Finding me the best product for my situation. Really appreciated it."
"Great people and very helpful. Jared went above and beyond for my wife and I, lovely man."
"Great experience with my advisor! So easy to work with and took the time to understand me and want I wanted."
"I want to thank Caleb for his amazing work that he did for my husband and I. I had spent months trying to find the best options for us and had almost given up. I answered a phone call one day from Caleb and in under 1 month he has managed to get us signed up to the best package for us and our life. I am so grateful for all of your work and guidance. Thank you for making everything so easy!"
"Man this guys needs a raise or something, exceptional service, delivery professional and always concerned about my needs and my kids, one thing that stood out he understood the importance of "family"& Future. Sam the MAN! For president! thanks brother!"
"Invicta financial provided exceptional service, making insurance easy to understand and tailored to my needs as a young professional. Their team was attentive, proactive, and always available to answer my questions. Thanks to their expertise, I now have comprehensive coverage at an affordable price, giving me peace of mind. Highly recommend!"
What do most Kiwis do?
"Very helpful team, my advisor was awesome and accommodated mine and my partners needs. Recommended to my friend who also found them great."
Kiwis often get the first quote and take it.
Whether that's from their bank, someone who called them out of the blue, or from their existing insurance provider.
Many don't know that different providers have different pro's and con's. Depending on your situation, one might work better for you than another.
That's where we come in. We'll have a short conversation with you about what you need covered, then go out and find the right deals to fit.
And if we can't find anything? Or if you have the best deal already?
We'll let you know and give you genuine trustworthy advice.
"Very helpful team, my advisor was awesome and accommodated mine and my partners needs. Recommended to my friend who also found them great."
Breaking the Mould in Financial Advice
Invicta Financial was founded by Tom and Lucas with a vision to do things differently.
We wanted to step away from outdated industry traditions and create a financial advisory firm that’s always innovating and never afraid to have fun along the way.
Our Goal: To be your go-to for all finance needs with advice that's smart, transparent, and genuinely in your best interests.
Nationwide Expertise, Local Feel – We work with Kiwis everywhere. No matter where you are, you’ll get advice that’s as personal as if we were sitting across the table.
Fresh, Modern, Relevant – We leave the old-school ways behind. Our advice is clear, jargon-free, and tailored to fit your life right now, and where you’re heading.
Fee-Free and Focused on You – You won’t pay us a cent for our advice. Instead, we focus on creating a personalised plan that puts your goals first.
Everything in One Place – Insurance, KiwiSaver, mortgages, we bring it all together so your finances are simple, connected, and easy to manage.
60-sec form
No obligation
Why Invicta Financial?
Frequently Asked Questions
Clear answers to help you make confident financial decisions.
Do I really need Life Insurance?
Life Insurance is really important if someone relies on your income like a partner, kids, or even parents.
It helps protect them if something happens to you. It’s about making sure your family can keep living their life without financial stress, no matter what comes next.
How much cover should I get?
There’s no one-size-fits-all number. It depends on things like your income, debts, and future plans.
Our partner advisers can walk you through the figures and help you find a level of cover that feels right, not too much to impact your life now, and not too little to not make an impact later.
Is Life Insurance expensive?
Most Kiwis are surprised by how affordable it can be. You can start small and adjust your cover as life changes, like when you buy a home or start a family. The goal is protection that fits your budget, not the other way around.
What’s the difference between term and whole-of-life cover?
Term life insurance covers you for a set period (like 20 years) and is the most common choice in New Zealand. Whole-of-life cover lasts your entire lifetime but usually costs more. Our advisers can help you understand which option makes sense for your goals.
What if my situation changes later on?
Life changes and your cover should too. Whether you buy a house, have kids, or change jobs, your policy can be updated to keep things in sync. Just let your adviser know, and they’ll make sure you stay protected at every stage.
Get a Quote
Comparisons, quotes, and trusted advice.
Here to make insurance simple, real conversations, clear guidance, and recommendations that put your family first.
Get personal advice from someone who understands your goals and helps you find the right cover, without the pressure.
"Invicta financial provided exceptional service, making insurance easy to understand and tailored to my needs as a young professional. Their team was attentive, proactive, and always available to answer my questions. Thanks to their expertise, I now have comprehensive coverage at an affordable price, giving me peace of mind. Highly recommend!"
Testimonials
John Doe
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Jane Doe
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Get Started
Get in Touch With Us
Auckland Office:
QBE Building, Floor 23/ 125 Queen Street, Auckland Central, Auckland 1010
Wellington Office:
Level 3, 56 Victoria Street, Wellington Central 6011
Christchurch Office:
Second Floor/45 Mandeville Street, Riccarton, Christchurch 8011
Phone:
0800 INVCTA (0800 468 282)
Email: